In his article, Hoover is able to capture a statement made by Ashley Dawson, an English professor at the College of Staten Island, regarding how work affects students ability to work in class and colleges maintaining high educational standards, “As the rally was winding down, Ashley Dawson, an English professor at the College of Staten Island, read from a pledge that asks faculty members to support students who refuse to pay their loans. Debt, he told the crowd, limits what’s possible in the classroom. When students are working en or two jobs, it affects the kind of assignments you can give them,” he said. “We want to maintain the highest educational standards, but it just gets harder and harder. “” (Hoover p. 2) Although there are those who don’t or are unable to pay for their loans, there are those like Jill Muskier, mentioned in “A Life Time of Debt? Not likely’, who belongs to a group labeled as silent majority who “are repaying their student loans without much complaint” (Wilson 259).
Although this silent majority may be of a group who are lucky enough to be paying their loans, there is a greater majority who are unable to pay for their loans. In this article, the author examines the issue of student debt. Despite tales of gargantuan student debt burdens for some college graduates, studies show that most students borrow sensibly, pay it back, and are better off for having gone to college. But for a vocal minority of borrowers, problems with student-loan debt are very real. About 8 percent of undergraduates borrow at least double the national average.
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More often, the robber among students who go heavily into debt is that they are determined to attend their dream college, no matter the cost. High student- loan debt “can ruin someone for life. ” Many borrowers who find themselves in trouble use options under the federal loan program that allow them to postpone repayments on their loans for years. The problem is that because interest keeps racking up during such a deferment and after a default, the amount a borrower owes can soar. It is not that difficult for borrowers to find homeless in trouble.